请帮忙看看这个条款是，是远期还是即期啊？

到底是远期信用证还是即期信用证呢？我们交单后能立即到款吗？ 41d:??ailable with/by： any bank by def payment 增加条款 + this dc is ailable by deferred payment at 360days??from the date of transport documents +??despite the dc tenor being 360days，beneficiary will be paid at sight by hsbc offshore banking unit（export department） dhaka，bangladesh through special arrangement with issuing bank （hsbc,dhaka，bangladesh）upon presentation??of dc complied 以上是什么意思呢？请问到底是远期信用证还是即期信用证呢？我们交单后能立即到款吗？ 谢谢！