在对外贸易中，信用证已被越来越多地运用到出口贸易交易当中。但是信用证的高费用和高风险，也令不少企业望而却步。而这些费用和风险，大部分源于三个字——不符点。今天，阿连想跟大家说说信用证项下不符点所带来的风险并给大家整理了一些常见的不符点，希望能给大家提个醒。 In foreign trade, L/C has been increasingly used in the export trade. However, the high cost and high risk make many companies discouraged. And these costs and risks happen due to a word--discrepancy. Today, I would like to introduce the risk caused by discrepancy under L/C and some discrepancies to be a reminder for you. “不符点”指买家开出信用证后，卖家没有按照信用证的要求提交单据，一旦卖方的单证跟L/C上有不相符合的地方，即便一个字母或一个标点符号与信用证不相符合，都记为一处不符点。一般来说，不符点扣费50到100美元不等，具体视各银行规定而定，一般无论不符点数量多少，一票单据只扣罚一次，由受益人，即卖家承担。这是信用证高额费用的最常见体现。 "Discrepancies" refers that after the buyers issue a L/C but sellers do not present document in accordance with the requirements. Once there is discrepancy between document and L/C, such as a word or punctuation, it still is regarded as discrepancy. Generally speaking, the discrepancy deducts $50 to $100 depending on the bank regulations. Regardless of the amount of discrepancy, each document shall be deducted only once paid by seller. This commonly reflects the high fees of L/C. 一旦存在不符点，信用证的银行信用就不复存在，进而转变成客户的商业信用。因为单证不符，银行无需承担偿付责任，你能否收回款项，就全凭客户信用。如果客户拒付，卖家将处于进退两难的境地。这就是信用证的风险所在。 Once there is a discrepancy, the bank’ credit of the L/C is no longer in existence but transfers to customer's business creditbecause the bank needn’t to bear the responsibility due to discrepancy. Whether you can get the payment only depends on customer's credit. If customers refuse to pay, sellers will be caught in a dilemma. So this is the risk of L/C.[收起]